Welcome to QuidNow
Hello and a warm welcome to Quid Now, one of the UK's most experienced loan brokers.
Our mission is quite simple - to find you the loan you require as quickly as possible and with the minimum amount of fuss.
Apply online now and get:-
- Secure Online Application
- Multiple Lenders
- Decision in Minutes!
- Same Day Payout*
- All Online
It only takes a couple of minutes to apply then sit back for a few moments whilst we place your application to over 50 lenders to get you the best chance of securing the loan that you want.
Please note that as a condition of extending credit, some lenders that you may be matched to may run a credit check from a major credit reporting bureau.
Complete The Secure Form Below To Access Multiple Lenders NOW!
Payday loans are intended as a short term loan to help deal with an unforeseen situation and should be repaid in full when you next get paid. Failing to repay the loan in full when it is due is likely to cause you further financial problems and means you will incur further charges. For this reason it is important that you only borrow what you can afford to repay. To qualify you will need to be UK resident aged 18 or over and employed.
Our lenders understand there can be times when you are unable to repay your loan in full when it is due. If you find yourself in this situation the lenders will normally consider giving you an extension of the loan. However, before they do the will need to assess whether offering an extension will adversely affect your financial situation.
You will need to discuss this with your lender as soon as you are aware that you will not be able to repay the loan. If they agree to roll your loan over, you will only be required to repay the interest. The original amount borrowed will be 'rolled over' into a new loan which you will need to repay when you next get paid. Extensions, partial payment and early payoff requests must normally be received at least three working days before you are due to repay the loan.
Responsible Lending Policy
Our lenders do:
- Offer short term loans focused to the borrowing needs of their applicants
- Assess that applicants can afford a loan, and will be able to repay them
- Provide clear, transparent customer contracts and communications
- Treat customers in a helpful, polite manner and deliver excellent standards of service
- Maintain above average levels of customer satisfaction
Our lenders do not:
- Target people with debt issues
- Lend to people who they believe are unable to repay
- Deal with customers if their personal details are unable to be verified
Payday Loans Charges
Payday loans carry a fixed flat rate fee - it is as simple as that. There are no hidden charges but some of our lenders charge a fee for administration. The cost of credit is generally around 29.95% for a 30 day loan so if you borrow £100 you will repay £129.95. You can borrow from £50 to £1,000, however some of our lenders will restrict the amount you can borrow to a maximum of £500 the first time that you take out a loan with them. As such even if your application is approved by a lender you may not actually qualify for the amount that you have applied for.
Please note that we deal with multiple lenders, whose interest charges and administration costs may vary. If your application is approved by one of our lenders, the actual costs will be presented to you when you are redirected to the lender's website to complete the application process.
|You Borrow||Total Amount Repayable|
The table above is for illustration purposes only, because the actual costs and charges will vary from lender to lender.
Once your application is accepted by a lender you will be redirected to their website to complete the application. The actual costs and also any charges (if applicable) will be illustrated to you. Make sure you are fully aware of exactly how much your loan will cost you before you agree to it!
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2950% APR Representative
Representative Example: Borrow £275 for 28 days. The total charge for credit is £82.36. Interest is fixed at a rate of £29.95 per £100 loan (359.4% per annum). The total repayable is £357.36. 2950% APR Representative.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
* Check with your bank to see if they will accept Faster Payments; some banks can take as long as 3 working days to clear the funds. Applications must be received by 1530 and completed by 1700 for your money to be transferred today!